VA Loans

Buying your first home does not have to be complicated if you have the right partner. We have an experienced team of lending specialists to help you navigate through. We offer wide range of loan products to choose from. VA loans are designed specifically for military personnel both active and inactive.  If you are an active military personnel or a Veteran, this program may be the best option for you.

• Great for first time home buyers
• Loan amount $75,000 to $1,500,000
• No down payment required
• FICO credit score as low as 580
• Bankruptcy 2 years wait time
• Foreclosure 2 years wait time
• Purpose: Primary Residence Only

Pros

• Easier requirements for income and credit score
• No down payment
• Lower closing costs
• Interest rates may be negotiable

Cons

• Must be an eligible veteran or unmarried surviving spouse of a veteran who died on active duty or as the result of a service-connected disability
• VA Funding Fee may be required

Uses

• Purchase, construction, or energy-saving improvement (approved by lender and VA) of a home