Loan Programs

JUMBO Loans

We make your dream home reality with as little as 20% down on jumbo loan mortgages. Looking to move up to a larger home? Our…

Credit Challenged Loans

A credit mishap does not mean a bad borrower.  There are certain moments in life that are unexpected.  We understand those moments. Therefore, we designed a…

Alternative Loans

We offer industry most comprehensive document options for qualification.  For applicants who may not have traditional income sources and cannot document income by tax returns,…

Self-Employed Loans

Are you self-employed, your income is inconsistent, or insufficient due to large write offs? We can help. No tax returns required. Self-employed applicants often have challenges…

VA Loans

Buying your first home does not have to be complicated if you have the right partner. We have an experienced team of lending specialists to…

FHA Loans

Buying your first home does not have to be complicated if you have the right lending partner. We have an experienced team of lending specialists…

Conventional Loans

Conventional Conventional or Conforming loan available at Loan Direct with more flexibility than other lenders.  We use common sense approach to underwriting. A conventional loan…

Investor Lending

If you are a seasoned investor, you may find yourself often use “private” or “hard money” loans for your investment properties.  We designed a program…