Self-Employed Loans

Are you self-employed, your income is inconsistent, or insufficient due to large write offs? We can help. No tax returns required. Self-employed applicants often have challenges in applying for home loans due to the large write offs on their taxes.  At Loan Direct, we understand that your income are hard to document and thus have designed many programs to fit your needs.

Program highlights:

  • Loan Amount – $200,000 to $5,000,000
  • Minimum Down Payment as low as 10%
  • Minimum FICO credit score of 660
  • Flexible Income Documentation:
    • 1-year tax return
    • Business Cashflow Analysis
  • Bankruptcy 4 year wait time
  • Foreclosure 4 year wait time
  • Purpose: Primary Residence & Investment