Redefining Home Purchasing
Why fund Your Home Purchase with Loan Direct?
Exceptional customer service
Quality, competitive loan options
Licensed in all 15 states
Tech-enabled lending platform
Welcome to the neighborhood
Recently funded projects.
At Loan Direct we know, owning a home means everything.
We founded Loan Direct because we were confident we could deliver the American dream of homeownership to customers just like you. Loan Direct serves thousands of customers a month, helping them achieve the American dream of homeownership or lowering their payments.
- Loan Direct offers the widest range of loan products to suit your needs.
- Residential: Loan Direct makes financing your dream home a reality with our wide variety of mortgage loans and programs.
- Investment: Loan Direct offers a wide variety of investment programs for a high return on investment regardless of your budget size.
- Commercial: Whether it’s a small warehouse or hotel financing, we can get your commercial project up-and-running or provide the capital needed to grow.
What clients Say
“We highly recommend Loan Direct, especially Joe Lam and his team with Timothy Stewart and Hong Ding, if you are in need to get a loan to buy a house in this competitive seller market!
We would not be able to get our dream home without their top notch assistance!
It was such an incredible experience working with a genuine and experienced lender like Joe Lam at Loan Direct. We appreciate Joe Lam and his team’s assistance so much for being such an efficient partner through our home buying experience. We highly recommend Loan Direct to all home seekers!”
- Tram Doan
“As a Realtor, I need to have a good lender I can refer clients to who is easy to work with, has a wide variety of products, and can actually deliver what they promise. Nobody can make a deal harder to do than a bad lender. In almost 30 years of experience, I have worked with many, many, many lenders. Loan Direct has never failed me, never caused a problem, never delayed a closing, never failed to deliver. When my clients need a loan, I refer a couple of lenders, but it’s always best when they select Loan Direct.”
- Phillip Greenberg
“If you want the best lending experience, loan direct is here for you! As a realtor, I want to find the best lending options for my clients. I worked with many lenders, Joe always can figure out an option for all my clients. I am super happy to be able to work with this great team and definitely will continue to work with Joe and Tim!!”
- Maymay Huang
We make your dream home reality with as little as 20% down on jumbo loan mortgages. Looking to move up to a larger home? Our…
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