VA Loans

We make your dream home reality.


Our VA mortgage experts at Loan Direct can help by making the Veteran home loan process an easy one. VA loans help service-members, Veterans, and eligible surviving spouses become homeowners. The VA guarantees a portion of the loan, enabling the us as your lender to provide you with more favorable terms.

Purchase Loans:

VA-guaranteed loans are available for homes for your occupancy or a spouse and/or dependent (for active duty service members). To be eligible, you must have satisfactory credit, sufficient income to meet the expected monthly obligations, and a valid Certificate of Eligibility (COE).


Help you purchase a home at a competitive interest rate often without requiring a downpayment or private mortgage insurance. Cash Out Refinance loans allow you to take cash out of your home equity to take care of concerns like paying off debt, funding school, or making home improvements

Eligibility Requirements:

Your length of service or service commitment, duty status and character of service determine your eligibility for specific home loan benefits. Ask Loan Direct about VA home loan eligibility requirements for a VA direct or VA-backed loan.

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