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credit challenged loans

We recognized that life events happened.  Often, it is out of our control.  Therefore, having negative credit event not necessarily make one a “bad” credit risk.  We designed a collection of loan programs for this purpose.

Your Dream Home Is Waiting

Our Programs Compared To Banks:

  • Minimum Down Payment: 20%
  • Minimum FICO: 500
  • Income Documentation: Full Doc OR Stated Income (Required 600 for Stated)
  • Bankruptcy: No Problem
  • Foreclosure: No Problem
  • Short Sale: No Problem
  • Purpose: Primary Residence & Investment
  • Lending In: CA, CO, OR and TX